01
What happens after my offer is accepted?
Use your executed contract and addenda to build a deadline list with your agent. Start with payments and the option period. Add financing and document-review dates. Confirm the agreed closing and possession dates before booking your move.
- Deliver earnest money and the option fee as the contract requires. Keep confirmation of receipt.
- Get the signed contract to your lender and title company. Share it with other authorized transaction participants who need it.
- Keep one calendar based on the final documents. Update it whenever an amendment changes a date.
02
What do I finish before closing day?
Complete your inspections and any contract reviews while the applicable rights are available. Satisfy the lender's conditions and confirm insurance. Resolve title and survey questions with your closing team. Compare the final Closing Disclosure with your earlier loan information.
- Speak with your lender before opening new credit or moving funds. Either change can affect the loan review.
- Track HOA and appraisal questions to their deadlines. Follow up on agreed repairs and any insurance requirement before closing.
- Verify wiring instructions through a title-company contact you obtained independently. Confirm the final amount before sending funds.
03
What happens at the closing appointment?
You sign the required documents and provide the verified closing funds. Your lender and title company complete their steps before funding. You receive possession at the point agreed in your contract.
- Ask your title company when funding is confirmed. Signing the documents is an earlier step.
- Check the contract for the time keys and possession transfer. Account for any temporary lease.
- Save your signed documents and Closing Disclosure. Keep the settlement statement with your title and warranty records.
04
When can I collect the keys?
Read the closing and possession paragraphs in your signed contract. Have your agent and title company confirm funding and the agreed possession time. Arrange entry and movers around that confirmation.
- Wait for confirmation that possession is yours before entering. A completed signing appointment alone is insufficient.
- Review any temporary lease or delayed-possession agreement. Use its actual dates in your moving plan.
- Coordinate utilities and insurance with possession. Confirm access with your agent before the moving truck arrives.
05
Which documents do I check before wiring funds?
Compare your contract and amendments with the lender's final figures. Check the title requirements and insurance binder. Confirm the agreed possession terms. For every unresolved item, record who will handle it and when you need an answer.
- Contract: verify price and credits. Check compensation, agreed work and possession against the signed amendments.
- Lender and title: match the Closing Disclosure to the settlement figures. Account for deposits already paid and funds still due.
- Property: complete the agreed walkthrough. Document unfinished work and collect the access items and warranties you were promised.
- Wire and keys: verify the title company's instructions independently. Confirm funding and possession before scheduling entry.